• Buy a Home
  • Refinance
  • Loan Options
  • About Us
    • Careers
Mi Casa Home MortgageMi Casa Home Mortgage
  • Buy a Home
  • Refinance
  • Loan Options
  • About Us
    • Careers

Non-QM lending and has great solutions for people that have an Individual Tax Identification Number (ITIN) who are looking for a mortgage or want to refinance an existing mortgage.
English and Spanish language support throughout the application process APPLY NOW ITIN LOANS No SOCIAL SECURITY REQUIRED Video Section Bank Statements Loans Bank statement loans are a type of non-qualified mortgage loan
that allows you to qualify based on bank statements instead of
tax returns.

Buy a Home

Owning a home is often the same monthly cost as rent, yet with more perks. Plus, get preapproved at NO cost!

Refinance Your Home

Lower monthly payments, reduce your interest rate, consolidate debt, change terms, or get cash back! You have goals, we have options.

Mortgage Broker

We originate your loan with the best lender and give you options.

Service is first

You are our priority, and providing the best service is what makes us great.

APPLY NOW FOR A LOAN

Our Loan Options

Mi Casa Home Mortgage offers a wide range of loan products and services

ITIN Loans

ITINS Loans, special for  borrowers that does not have a valid Social Security Number. This is Good for Primary Residence and investment properties.
Up to 90% LTV , Valid Government Photo and ITIN Card or IRS Letter.

Bank Stament Loans

12-24 MONTH BANK STATEMENT PROGRAM, Up To 90% Loan To Value.

Investor Loans

Mortgage Loan Programs for Vacation and Investment Homes, Hard Money Loans, Fix and Flip Loans, DSCR Loans (Rental Home Loans) , Airbnb Home Loans.

Conventional Loans

Conventional mortgages are loans that are not supported by the government (like USDA, FHA and VA loans). They are typically for buyers who have “good” credit and have 3%-20% to use as a down payment.

FHA Loans

FHA loans are the most common type of loan and most first-time home buyers use this program. They are flexible and allow purchases down to just a 500 credit score in some cases.

USDA Loans

The USDA loan is an excellent financing choice – you can purchase a home with 100% financing and it offers very low mortgage insurance rates as well.

APPLY NOW FOR A LOAN

We offer a creative solution for hard to finance owner-occupied homes.

LOANS WITH LOW CREDIT SCORE

CONSUMER PROGRAMS

  • Foreign National
  • ITIN
  • Bank Statement
  • FICOS AS LOW AR 500
  • P & L Only Options

 

We Offer Our Borrowers
  • Higher debt ratios, up to 50%
  • Flexible underwriting guidelines
  • Expert Non-QM mortgage professionals
  • Gift Funds allowed
  • 12 Months income documentation
  • No income documentation
  • Solutions for all types of borrowers

 

 

Mi Casa Home Mortgage is your home for great rates, services and products that fit your needs. If you are buying, selling or refinancing,

APPLY TODAY

Contact Info

  • Mi Casa Home Mortgage
  • 3026 Briarfield Dr San Antonio, Texas, 78230
  • 210-281-1141
  • info@micasahomemortgage.com
  • www.micasahomemortgage.com

Copyright© 2024 — PEGU CO, LLC DBA MI CASA HOME MORTGAGE | NMLS 2332560 | 3026 BRIARFIELD DR, SAN ANTONIO, TX, 78230 | RESIDENTIAL MORTGAGE LOAN COMPANY. Licensed to Do Business in the State of TX PeGU CO, LLC DBA Mi Casa Home Mortgage (NMLS #2332560) is an equal housing lender. Loan product availability is subject to many factors including loan amount and qualification of borrower. Not every applicant qualifies or is eligible for every loan program. Loan approval, note rate and annual percentage rate (“APR”) are dependent on factors including, but not limited to: loan program selected, credit, collateral, income, assets and overall financial history. Not all applicants will be approved for a loan. All loan programs, terms, and interest rates are subject to change without notice.

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