Best Mortgage Broker in Texas

As an independent mortgage broker, I give you access to raw, wholesale interest rates and the flexibility to choose from over 20 top lenders. That means I shop around on your behalf to find the best loan options tailored to your goals—whether you’re buying your first home, refinancing, or investing in real estate. No markup, no pressure—just options, transparency, and savings.

Rodolfo Peña

Mortgage Broker

I’m Rodolfo Peña, licensed Loan Originator and Real Estate Agent based in San Antonio, Texas. Since 2020, I’ve helped families and investors secure financing with some of the most competitive rates in the market. With access to over 20 lenders, I work to find the loan that fits your financial goals—whether it’s to purchase or refinance with a conventional, FHA, ITIN,  DSCR or Fix and Flip loan.

As a Realtor, I also help you find the right home that matches your lifestyle and long-term plans. From getting pre-approved to handing over the keys, I guide you through the entire journey.

Let’s build your future—one home at a time.

Loan Options

We offer a wide range of loan programs to fit your needs. Whether you’re a first-time buyer, self-employed, cash base income, no income buyer, investor, or looking to cash out, or do a debt consolidation we have the program option.

FHA LOANS
WITH DOWN PAYMENT ASSISTANCE

CONVENTIONAL
LOANS

ITIN , DACA, NON – PERMANENT RESIDENT & FOREIGN NATIONAL LOANS

BANK STATEMENTS LOANS

NO INCOME AND NO DOCUMENTATION LOANS

DSCR LOANS
AND
FIX AND FLIP LOANS

Rodolfo was our realtor to sell our beachfront condo in South Padre Island. We had another realtor for two years and did not get a single offer. We hired Rodolfo and he launched a marketing campaign in both English in Spanish to broaden the reach to potential buyers. We just closed and sold our condo after three months of working with Rodolfo. I Highly recommend that you hire him as your realtor.
Claudia Ruiz

José Alfredo Torres Ojeda
Estoy muy agradecido con el servicio tan profesional y amigable de Rodolfo Pena, nos guió en todos los pasos y negociaciones para comprar nuestra casa. I am very grateful for Rodolfo Pena’s professional and friendly service. He guided us through all the steps and negotiations needed to purchase our home.

José Alfredo Torres Ojeda
I have been working with Rodolfo for many years. He is knowledgeable and very professional. Takes responsibility for his clients and guides them until their transaction is closed. His services are strongly recommend .

Gabriel Gonzalez

Why are our rates so low?

1.- I Truly Shop every lender and 

2.- I Negotiate the best rate with the right lender

3.- I cut off the middle man